International student travel insurance

With stunning scenery, welcoming people and world-class educational opportunities, New Zealand is a great place to study overseas. But when it comes to travelling, there’s always room for the unexpected to happen.

That’s why it’s so important to protect yourself with quality international student travel insurance, which will give you the peace of mind to enjoy your time here with confidence. In fact, all international students are required to have medical and travel insurance to qualify for a New Zealand international student visa.

Our International Student travel insurance is designed to protect you while you’re living and studying in New Zealand. Whether it’s a stolen laptop, a broken bone or a bout of the flu, this comprehensive cover is tailor-made to give you the freedom to travel with certainty and focus on what matters.


Do students need insurance while studying?

Yes! To qualify for a New Zealand international student visa, it’s required that you have quality insurance that complies with the Code of Practice for the Pastoral Care of International Students and is accepted by your educational institute.

This might sound confusing, but don’t worry; our International Student travel insurance is designed to meet these requirements and provide you with top-quality protection during your stay. 

Students have been choosing our international student travel insurance for 25 years, and we’ve worked hard to ensure it meets and exceeds your expectations. We offer an Individual or Family policy:

Individual: International student travel insurance designed for one person

Family: International student travel insurance designed for:

  • one person and any dependent children; or
  • one person, their spouse and any dependent children 

Why choose us?

So why choose to protect yourself with Southern Cross Travel Insurance (SCTI) while you study in New Zealand? At SCTI, we’ve been offering great value International Student travel insurance for 25 years, but this is only part of the story. Here are six more reasons why we’re a great choice:


1. We’re based in New Zealand

Who better to protect you on your visit to New Zealand than one of the country’s leading travel insurers?


2. We offer 24/7 emergency assistance

We’re committed to offering 24/7 emergency assistance, so you know that we’re here to help when you need us.


3. We don’t charge excess on medical costs

We don’t deduct any excess on medical costs. Instead, we pay for 100% of eligible medical claims.


4. We cover you when you visit home

Want to return home to visit friends and family before continuing your studies in New Zealand? No problem! We’ll cover you while you visit your home country for up to 90 days.


5. We can provide cover for pre-existing medical conditions

Our policy can also include cover for a range of pre-existing medical conditions, so you can travel knowing you’re covered with comprehensive protection for your specific medical needs. Simply call us to complete a medical assessment over the phone, and if we can provide cover for your pre-existing medical conditions, we’ll add it to your policy at no extra cost.


6. We offer family cover

We also offer family cover, so you can add a spouse or child to your policy regardless of their visa status (so long as they’re not a permanent resident or citizen of New Zealand).


Need some help? 

If you would like to get in touch, we’re here to help. If you have any questions regarding our International Student travel insurance, you can:

Call us from New Zealand: 0800 784 691
Call us from overseas: +64 9 9796597
Email us:

Take the next step towards your studies in New Zealand and get an online International Student travel insurance quote today.


What you need to know

This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the travel insurance Policy Document.