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Quick Links

  • Make a claim
  • Cancel Policy
  • FAQs
  • Contact us
  • Login
  • Our policies
    • International Comprehensive
    • Annual Multi-trip
    • International Medical Only
    • Domestic
    • Working Overseas
    • International Student
    • Visiting NZ
  • About us
    • Our awards
    • Customer testimonials
    • News and media
    • Fair Conduct Programme
    • Careers
    • Diversity and inclusion
    • Travel insurance guides
    • How to compare
    • Solvency margin
  • Travel advice
  • Promotions

International Comprehensive

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Policy wording

For policies issued on or after 12 July 2025

You should read this policy document and Target Market Determination (TMD) before buying this travel insurance policy to make sure it is right for you. You will find full information about all the key benefits that are included with the International Comprehensive policy.

Download International Comprehensive policy document

 

For policies issued prior to 12 July 2025

  • International Comprehensive policy document effective 31 January 2024
  • International Comprehensive Covid-19 endorsement effective 31 January 2024
  • International Comprehensive policy document effective 16 March 2023
  • International Comprehensive Covid-19 endorsement effective 16 March 2023
  • TravelCare policy document effective 27 May 2021
  • TravelCare Covid-19 endorsement effective 17 November 2021
  • TravelCare Covid-19 endorsement effective 11 August 2021
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^Reader's Digest most trusted travel insurance brand 2023-2025. Details can be found at https://www.trustedbrands.co.nz.
~Eligiblity criteria, terms, conditions, and exclusions apply to the promotion.
The material is information only and is not intended to be financial, legal, travel or medical advice.  While we endeavour to ensure accuracy, we don’t represent or warrant the accuracy or completeness of any information on the SCTI website.
Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 
We are a Licensed Insurer, a Licensed Financial Institution, a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at www.standardandpoors.com. Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.
All our travel insurance policies (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.
Your personal information is handled in accordance with our privacy policy. Copyright © 2025 Southern Cross Benefits Limited.