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Quick Links

  • Make a claim
  • Cancel Policy
  • FAQs
  • Contact us
  • Login
  • My SCTI
  • Our policies
    • International Comprehensive
    • Annual Multi-trip
    • International Medical Only
    • Domestic
    • Working Overseas
    • International Student
    • Visiting NZ
  • About us
    • Our awards
    • Customer testimonials
    • News and media
    • Fair Conduct Programme
    • Careers
    • Diversity and inclusion
    • Travel insurance guides
    • How to compare
    • Solvency margin
  • Travel advice
  • Promotions
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Our policies

Beachside in Fiji
International Comprehensive
Single trip travel insurance
Our award-winning single trip policy provides comprehensive cover for your international holidays!
 
Learn more
Long tail boats in Thailand
Annual Multi-trip
Multi-trip travel insurance
If you’re planning on taking several trips overseas a year, our annual policy might be a more cost (and time) effective choice for you.
Learn more
Woman hiking in the mountains
International Medical Only
Medical only cover
Designed with the budget-conscious traveller in mind. This policy provides essential medical cover for your overseas adventures.
Learn more
Wanaka
Domestic
Kiwi adventures
Designed for trips taken within NZ, this policy covers you for unexpected events like cancellations, rental vehicle excess and more!
Learn more
London Bridge
Working Overseas
Cover for your big OE
Quality protection designed for New Zealander travellers planning to live or work overseas.
Learn more
International students
International Student
Studying in New Zealand
Comprehensive cover for international visitors while they’re living and studying here in New Zealand.
Learn more
Flowers by Tekapo
Visiting New Zealand
Non-resident cover
This policy is designed for international visitors coming to New Zealand to holiday, to live or for work.
Learn more
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  • Our policies

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^Reader's Digest most trusted travel insurance brand 2023-2024. Details can be found at https://www.trustedbrands.co.nz.
~Eligiblity criteria, terms, conditions, and exclusions apply to the promotion
The material is information only and is not intended to be financial, legal, travel or medical advice.  While we endeavour to ensure accuracy, we don’t represent or warrant the accuracy or completeness of any information on the SCTI website.
Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 
We are a Licensed Insurer, a Licensed Financial Institution, a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at www.standardandpoors.com. Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.
All our travel insurance policies (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.
Your personal information is handled in accordance with our privacy policy. Copyright © 2025 Southern Cross Benefits Limited.