Considering a cruise for your next holiday?
There’s nothing better than exploring exciting destinations while enjoying the comfort and luxury of a cruise ship. But like any holiday there are risks involved, and these can be particularly expensive on a cruise…so why wouldn’t you make sure you’re covered if the unexpected happens?
Why choose a cruise?
When it comes to planning your next holiday, choosing the right type of adventure can make all the difference in creating a memorable and relaxing experience. While there are numerous options available, embarking on a cruise is a fantastic choice that offers a unique blend of convenience, exploration, and leisure. We’ve outlined some reasons a cruise could be ideal for your next trip away:
- Convenience & All-Inclusive: Enjoy a hassle-free holiday with accommodation, meals, entertainment, and transportation bundled into one, simplifying your travel experience.
- Diverse Destinations, One Trip: Explore multiple destinations in a single journey, from exotic islands to historic cities, making the most of your travel time.
- Unpack Once: Say farewell to constant packing and unpacking; on a cruise, you unpack just once, waking up in new destinations without moving your suitcase about.
- Variety of Activities: Find entertainment, relaxation, and adventure on board, from world-class shows to spa treatments, catering to travellers of all interests.
Explore our range of cruising insurance policies to find the right cover for you!
Cover for overseas cruises
Our International Comprehensive policy has an optional add-on for cruises overseas, leaving you free to sit back, relax and enjoy the view.
From unexpected changes to tours and lost bags, to health emergencies and cancellations, our cruise cover travel insurance can help you and your family feel secure with our International Comprehensive policy, should something go wrong. Remember to read your policy document carefully, to ensure you’ll be looked after by our experts when you need it most.
Our International Comprehensive insurance also includes cover for:
- Unlimited medical and evacuation expenses
- Cancellation fees and lost deposits – with the option to increase your cover depending on the cost of your journey
- Damaged or lost baggage
- Personal items if they are stolen or damaged
- Rental vehicle excess
- Emergency dental treatment
- Funeral expenses
Included in your policy, you’ll get access to our worldwide emergency assistance team who are just a phone call away, and available 24 hours a day, 7 days a week.
For more details, including the terms and conditions, please read our travel insurance policy document to decide if International Comprehensive is right for you and your overseas cruise trip.
Get an International Comprehensive policy
Cover for domestic cruises
Perhaps you’re after a shorter trip or just want to enjoy the beautiful coastline or waterways of New Zealand? Our Domestic policy has an optional add-on for cruise cover, so you can relax on your next cruise adventure.
Our Domestic cruise travel insurance also includes cover for:
- Cancellation fees and lost deposits – with the option to increase your cover depending on the cost of your journey
- Damaged or lost baggage
- Personal items if they are stolen or damaged
- Rental vehicle excess
- Pet services
- Childcare expenses
- Funeral expenses
For more details, including the terms and conditions, please read our travel insurance policy document to decide if our Domestic policy is right for you and your domestic cruise trip.
Get a Domestic policy
Top tips for cruise insurance
For more information on choosing travel insurance for a cruise, read our cruise tips and advice:
- Make sure you select the cruise add-on when buying your policy.
- Consider the total cost of your cruise when selecting your cancellation cover amount.
- If you are planning on participating in any water sport activities during your trip, such as diving or kayaking, please check the policy conditions to ensure these are covered.
- Don’t leave your travel insurance to the last minute. Buy your policy as soon as you’ve booked your cruise to ensure there's cover for unexpected cancellations or illness before you travel.
- Carefully read all policy conditions to ensure you purchase the best cruise travel insurance for you.
What you need to know
This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant policy documents to ensure our travel insurance products are right for you.
You can find the relevant documents for all our policies here: International Comprehensive, Annual Multi-trip, Domestic, Working Overseas, Visiting New Zealand, International Student
The content of this article is general and provided for information purposes only. Southern Cross Travel Insurance (SCTI) doesn’t guarantee or warrant the accuracy, completeness or currency of any article.
This article may contain hyperlinks to other websites owned or operated by third parties, or references to third party products or services. SCTI isn’t responsible for, and makes no recommendation about, the content or accuracy of any third party website, or for the suitability or performance of any product or service. The inclusion of a link in this article doesn’t imply that SCTI endorses the website or third party product/service.
We're here to help
We know how important it is to be able to talk to someone when you need help, that’s why we are available via email, phone and live chat Monday to Friday, 8.30am - 7pm, and Saturday, 9am to 6pm, excluding public holidays. And if you find yourself in a medical emergency our Emergency Assistance team are available 24/7 to help, wherever you are in the world.
