Free your adventure with Southern Cross Travel Insurance

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5% discount for Southern Cross Health Society members

We offer a range of travel cover options

Travelling overseas

Our TravelCare product provides cover for travellers going overseas on holiday or to visit family and friends.

Going overseas for work

If you are going abroad to work, choose Working Overseas for medical only and full cover options.

Studying in New Zealand

We provide travel insurance cover for international students coming to New Zealand to study.

Visiting New Zealand

Affordable travel cover for non-residents coming to New Zealand to visit or work.

Our key benefits

Medical & hospital

Finding yourself in a foreign hospital is a stressful experience. If you have an eligible medical claim, we’ll take care of the bills.

Cancellation & alteration

The sooner you sort your travel insurance, the sooner you’re protected if you have to unexpectedly cancel or alter your trip.

Personal items

Cover is included if your personal items are lost, stolen or damaged while you’re on holiday.

Bank cards & documents

If you need to replace your essential bank cards, travel documents or passport, cover is included.

Loss of income

Cover is included if you’re injured while overseas and cannot work when you return home.

Personal liability

For eligible claims, if you’re legally liable for damages, compensation and legal expenses due to your negligence, during your journey, you will be covered.

Rental vehicle excess

Hit the road knowing that if your rental vehicle is stolen or damaged you have rental vehicle excess cover.

Pre-existing conditions

If you’re travelling with, or had an Illness or an Injury in the last 3 years, it’s important to know what your travel insurance will or won’t cover.

This page sets out the key terms of each TravelCare benefit only. To understand all of the TravelCare terms and conditions (including information on exclusions, excesses, and sub-limits) that apply to each of these key benefits, please click to read the Product Disclosure Statement (PDS) including Policy Wording.

See what our customers have to say about us

"‘Quick easy and affordable’
Easy and quick to get a policy online. Great price too."

- Eileen, Wairarapa

"Great service. On my initial contact your representative was extremely helpful in that she worked through the issues I had and pointed me in the right direction to sort out what I required."

- Gregory

"We travel overseas every year and always get Southern Cross Travel Insurance so that we can enjoy our holidays knowing that we are well covered for any unforeseen happening.""

- Helen, Christchurch