International Student

International student travel insurance

With stunning scenery, welcoming people and world-class educational opportunities, New Zealand is a great place to study overseas. But when it comes to travelling, there’s always room for the unexpected to happen.

That’s why it’s so important to protect yourself with quality international student travel insurance, which will give you the peace of mind to enjoy your time here with confidence. In fact, all international students are required to have medical and travel insurance to qualify for a New Zealand international student visa.

Our International Student travel insurance is designed to protect you while you’re living and studying in New Zealand. Whether it’s a stolen laptop, a broken bone or a bout of the flu, this comprehensive cover is tailor-made to give you the freedom to travel with certainty and focus on what matters.


Do students need insurance while studying?

Yes! To qualify for a New Zealand international student visa, fee paying students are required to have approved insurance. International Student is designed to meet the requirements of the Code of practice for pastoral care.

This might sound confusing, but don’t worry; our International Student travel insurance is designed to provide you with top-quality protection during your stay.

Students have been choosing our international student travel insurance for 25 years, and we’ve worked hard to ensure it meets and exceeds your expectations.


Why choose us?

So why choose to protect yourself with Southern Cross Travel Insurance (SCTI) while you study in New Zealand? At SCTI, we’ve been offering great value International Student travel insurance for 25 years, but this is only part of the story. Here are six more reasons why we’re a great choice:


1. We’re based in New Zealand

Who better to protect you on your visit to New Zealand than one of the country’s leading travel insurers?


2. We offer 24/7 emergency assistance

We’re committed to offering 24/7 emergency assistance, so you know that we’re here to help when you need us.


3. We cover you on various types of trips

Want to return home to visit friends and family before continuing your studies in New Zealand? No problem! We’ll cover you while you visit your home country for up to 90 days. We also cover you if you are travelling overseas as part of your study course. Want to get out and explore New Zealand? We automatically cover these trips too!


4. We can provide cover for pre-existing medical conditions

Our policy can also include cover for a range of pre-existing medical conditions, so you can travel knowing you’re covered with comprehensive protection for your specific medical needs. Simply call us within 31 days of purchasing your policy to complete a medical assessment over the phone, and if we can provide cover for your pre-existing medical conditions, we’ll add it to your policy at no extra cost.


5. We offer cover for COVID

The following cover for COVID is offered with our International Student policy.

  • Unlimited medical expenses if you are diagnosed with COVID-19 while on your journey
  • Costs (up to $5,000) to change your travel arrangements if you are diagnosed with COVID-19 before you leave and your journey is cancelled or amended
  • Costs (up to $5,000) to change your travel arrangements if you are diagnosed with COVID-19 after you leave and your journey is interrupted or cut short.

It’s important to know that we don’t cover all COVID-19 related events


Need some help? 

If you would like to get in touch, we’re here to help. If you have any questions regarding our International Student travel insurance, you can:

Call us from New Zealand: 0800 784 691
Call us from overseas: +64 9 9796597
Email us:

Take the next step towards your studies in New Zealand and get an online International Student travel insurance quote today.



What you need to know

This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant policy documents to ensure our travel insurance products are right for you.

You can find the relevant documents for all our policies here: International Comprehensive, Annual Multi-trip, International Medical OnlyDomestic, Working Overseas, Visiting New Zealand, International Student