Key benefits

We want you to relax and enjoy your time spent studying in New Zealand. Our Studying in New Zealand travel insurance is specifically designed for you to remove the worry and anxiety should something not go quite to plan.

 
International Student
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Medical and evacuation
Includes cover for medical treatment, doctors’ visits, prescribed medication, specialist treatment and medical transport costs. Plus 24-hour emergency assistance, support of qualified medical advisers, guarantees for medical expenses and contact with family.
Unlimited
Medical treatment
Unlimited
24 hour emergency assistance
Unlimited
Medical evacuation whilst outside New Zealand
Unlimited
Medical repatriation/evacuation at your request
Unlimited
Optometrist consultations
Up to $50 per visit.
$250
Lenses
$100
Ancillary services
Including acupuncturists, chiropractors, physiotherapists and Chinese medicine.
$200
Mental health
$20,000
Terrorism
Cover per policy.
$100,000
Emergency dental treatment
$500
Cash allowance after 72 hours in hospital
$100 per 24 hours.
$5,000
Extra travel and accommodation
Cover per unexpected event.
$5,000
Accompanying person
Cover per policy.
$15,000
Funeral expenses or return of mortal remains
Cover per deceased person.
$25,000
Search and rescue
$10,000
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Changes to your journey
Includes cover if your trip is cancelled, changed and delayed, or if you need to cut your journey short and then return to continue your studies.
$50,000
Cancellation before you leave
$50,000
Changes before you leave
$50,000
Travel delay after 12 hours
Up to $250 for each full 12 hours. Cover per unexpected event.
$2,000
Changes once you have left
$50,000
Cutting your journey short
$50,000
Resumption
$50,000
Non-recoverable student fees
$50,000
Existing conditions of an immediate family member
Per person limits apply. Cover per policy.
$5,000
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Personal accident

Includes financial support for you or your loved ones if you’re injured whilst on your journey.

$50,000
Death during journey 10 - 80 years
A one-off payment.
$50,000
Total permanent disablement
A one-off payment.
$50,000
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Personal liability
Cover towards legal liability for damages, compensation and legal expenses. Plus, legal costs because of a false or wrongful arrest.
$500,000
Negligence
$500,000
False arrest and wrongful detention
$10,000
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Rental vehicle excess

Payment towards any excess you must pay, if the rental vehicle you hired is stolen or damaged.

$1,500
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Cash and travel documents
Includes cover to replace lost, stolen or damaged bank cards, travel documents and passports, and to replace lost or stolen cash. $100 excess applies per unexpected event.
 
$1,000
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Baggage and personal items

Cover for lost, stolen or damaged items and help to purchase essential items if your bags are delayed, misdirected or misplaced for 12 hours or more. $200 excess applies per unexpected event. $500 excess for each laptop, personal computer or tablet computer.

$25,000
Computers and cameras
Up to $2,500 per unspecified item. Cover per unexpected event.
$5,000
Jewellery
Up to $1,500 per unspecified item. Cover per unexpected event.
$5,000
Other items
Up to $1,500 per unspecified item.
$25,000
Optional: Specified items
Up to $5,000 per specified item.
$15,000
Baggage delay
After 12 hours delay. Per unexpected event.
$500
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All sections
Cover while on a visit to your home country. Cover per policy. Limits and terms as per relevant section of the policy.
$20,000

This table is a summary of the International Student travel insurance policy benefits and shows the maximum cover per person, per year (unless cover overwise stated). $0 excess applies (unless otherwise stated). To fully understand what you’re covered for and the exclusions and conditions that apply, please read the Policy Document.

All policies come with Southern Cross Emergency Assistance, giving you access to one of the world's largest network of emergency medical resources 24 hours a day, 7 days a week.