Travel insurance to Thailand

From the tropical beaches of Phuket to the bustling streets of Bangkok, Thailand has so much to offer to travellers of all tastes. The country enjoys a reputation for serene landscapes and exciting cities in equal measure, and has long been one of Southeast Asia’s most popular travel destinations.

What does my insurance cover in Thailand?

Our International Comprehensive policy provides affordable, comprehensive cover for your international holiday. When you protect yourself with International Comprehensive, you also gain access to our worldwide emergency assistance team, who offer round-the-clock advice 365 days of the year.

Our International Comprehensive insurance includes cover for:

Unlimited medical and evacuation expenses that arise due to unexpected events while on your journey
Cancellation fees and lost deposits – increase your cover depending on the cost of your journey
Damaged or lost baggage
Personal items if they are stolen or damaged
Rental vehicle excess should you have an accident
Emergency dental treatment
Funeral costs

Cover for natural disasters

Unfortunately, Thailand is no stranger to devastating natural events, like the Boxing Day Tsunami in 2004 that killed thousands. More recently, serious flash flooding and typhoons have claimed the lives of thousands more, including international travellers.

You must make sure it’s still safe to travel to your destinations by checking for travel advisories on the SafeTravel website. You need to check this when you buy your insurance, again before you start your journey, and before leaving for each new destination.

Your policy may be affected if the travel advisory on the SafeTravel website is ‘Do not travel’ or ‘Avoid non-essential travel’.

If your travel plans need to be changed due to an unexpected natural disaster, there may be cover under the International Comprehensive policy.

Insurance for stolen or damaged phones, cameras and laptops

Cover for laptops, phones and cameras Valuable electronics are common victims of misadventure overseas. Whether it’s being stung by a cunning thief in a Bangkok market, or suffering an unexpected slip into the resort pool, your electronics can face danger from all sides. Our International Comprehensive policy covers you for lost, stolen or damaged personal items, so you can focus on enjoying your holiday knowing that you’re protected from the unexpected.

What you need to know

This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant policy documents to ensure our travel insurance products are right for you.

You can find the relevant documents for all our policies here: International Comprehensive, Annual Multi-trip, Domestic, Working Overseas, Visiting New Zealand, International Student