How do I find the best travel insurance?

With so many options out there, finding the best travel insurance for your trip can be difficult. Hidden fees and exclusions, legal jargon and flashy marketing can leave you confused and frustrated when all you want is the best cover at the best price.

The best travel insurance doesn’t always mean the cheapest insurance. Make sure that you choose a policy that has the right level of cover for you, so you can travel with peace of mind. For example, if you only travel overseas once a year, then a single trip policy might be your best option. However, if you’re a frequent flier who is likely to be overseas more than twice a year, an annual multi-trip policy might save you time and money.

When comparing travel insurance, look at the different benefits and excess options, and decide what is most important to you. The best place to find this information is in the policy wording, where you’ll also find any exclusions.

Activities we cover

Whether it’s getting out of your comfort zone, ticking off items on your bucket list, or simply exploring a new city with the family, travel is all about adventure. That’s why our TravelCare and Domestic policies also include medical cover for adventure activities like*:

  • Snorkelling
  • Surfing
  • Mountain biking
  • Bungy jumping
  • Skydiving
  • Skateboarding
  • Hang gliding
  • Zip lining
  • Canoeing
  • Horse riding
  • Water skiing
  • Windsurfing

Why choose us

Below are just some of the reasons why travellers choose SCTI to protect themselves and their families.

New Zealand’s leading provider

We’ve been providing travel insurance since 1982, and now have nearly 40 years' experience as a specialist travel insurer.

We cut out the middleman

At SCTI, we provide travel insurance direct to you. We’re the underwriter and the insurer, meaning we’re able to cut out the middleman and provide our comprehensive travel insurance at a great price. Additionally, our team of experts are all based in our head office in Auckland.

Award winning travel insurance

We’re proud to have been awarded the competitive CANSTAR Outstanding Value International Travel Insurance Award 2020.

Worldwide emergency assistance

When you protect yourself with a policy from SCTI, you also gain access to our dedicated worldwide emergency assistance team, who are available 24 hours a day, 7 days a week.

Our emergency assistance team have over 25 years of service excellence, and include multi lingual staff who can liaise directly with your overseas doctors and hospital staff.

If you get sick overseas and need an air ambulance to take you home, we have access to medical professionals who can escort you back to New Zealand. We can also help with other aspects of travel, such as arranging flights home if you’ve missed a flight through no fault of your own. Find out more >>

International cruise cover at no extra cost

Cruises are a great way to unwind on the open seas and enjoy a hassle-free holiday with comfort at your fingertips. TravelCare includes cruise cover at no extra cost, so you can sail away with confidence. Find out more.

Find the best travel insurance for you

Whether you’re travelling with family or friends, going on a two-month holiday or a two-day escape, going snorkelling or food tasting, or anything in between, our TravelCare and Domestic travel insurance policies are a comprehensive choice. Get an instant quote online today.

*Terms and conditions, exclusions and sub-limits apply. Please read the PDS including Policy Wording for more information.

**Data correct as of 1 July 2018.

What you need to know

This page may include some information about our products but, as with all insurance policies, terms and conditions may apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the TravelCare travel insurance Policy Document and domestic travel insurance Policy Document.