Travel insurance for skiing and snowboarding

Travel insurance for skiing and snowboarding

Destinations 

Dates 

Travellers 

Are you heading to the snow?

Some of the best holidays include some mountain air, deep powder and amazing scenery. We love getting on a mountain whenever there’s a chance to slide down it again and again…and again!

You’ll already know that it can be a costly past time with all the gear, travel and accommodation anywhere that’s alpine. But if something should go wrong whilst you’re at the top of a mountain, the cost of travel insurance will seem insignificant.

Imagine injuring yourself on a mountain, overseas. First, you pay for a helicopter to get you to the nearest hospital. Then, you pay the local hospital costs (remember that you will probably need to prove you can pay before you get help in most countries, or get credit card approval at least). Then, you’ll need to rebook your flights home and pay to change all of your plans. You might even need an ambulance to the airport. Ouch!

The medical costs are going to hurt a whole lot more than your broken leg and probably for a lot longer!

Our travel insurance will look after your medical evacuation, hospital and doctors’ fees and we’ll even pay for the changes to your flights and get you back home safe and fast. Phew!

Add our skiing and snowboarding cover

With SCTI's TravelCare policy you can increase your comprehensive travel insurance cover by adding our skiing and snowboarding cover during the application process and paying the extra premium.

Even if skiing and snowboarding has been confirmed on your certificate of insurance, unfortunately we can’t cover you if you are skiing or snowboarding:

  • off-piste, outside a designated commercial ski area that is open for use;
  • in any way that is not in accordance with any notices or regulations the commercial ski area publishes;
  • where you are not wearing a helmet on your head;
  • in a professional capacity;
  • where you are racing, including against time and/or in timed events, of any sort; or
  • where you are participating in a competition which involves monetary prizes.

You should also be aware, that sporting equipment (skis or snowboards), will not be covered for damage whilst in use. For example, if you were skiing, had a tumble and broke your leg and your skis, you would be covered for your broken leg, but not for your damaged skis. But, if you your skis were broken while they were in checked luggage (and your airline refused to compensate you for the damage) you would be covered.

Comprehensive travel insurance cover

Our comprehensive TravelCare insurance offers cover for:

  • Unlimited medical and evacuation expenses that arise due to unexpected events while on your journey
  • Cancellation fees and lost deposits – increase your cover depending on the cost of your journey
  • Damaged or lost baggage
  • Personal items if they are stolen or damaged
  • Rental car excess should you have an accident
  • Emergency dental treatment
  • Funeral costs

24/7 worldwide emergency assistance

Our worldwide emergency assistance team are only a phone call away, available 24 hours, 7 days a week. Should the unexpected happen and you require urgent help, please do not hesitate to call us.

Before you go

Get a quote right now and get this sorted before you leave. Then all you need to do is get your board or ski’s waxed and tuned.

 

 


What you need to know

This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the travel insurance policy document.


 

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*Terms and conditions apply to the promotion and to the purchase of a TravelCare policy.

Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 

We are a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at www.standardandpoors.com. Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.

All our travel insurance policies (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

Copyright © 2018 Southern Cross Benefits Limited