Multi-trip travel insurance

Multi-trip travel insurance




Whether it’s for business or for pleasure, international travel can sometimes take a lot of planning. The good news? Frequent travellers can save time and money with multi-trip travel insurance that they only need to buy once a year.

Our Annual Frequent Traveller policy provides comprehensive cover for an unlimited number of journeys overseas, each up to 90 days long, over a period of 12 months*.

So if you’re planning to go on several trips this year, you could buy just one policy to get cover for a year’s worth of adventure.

What is multi-trip travel insurance?

Multi-trip travel insurance allows frequent travellers to buy one policy that provides the same level of cover across several journeys overseas. It can be a cheaper option if you plan to travel more than twice in the same year, and also save you the hassle of buying an individual policy before each trip.

A regular travel insurance policy only provides cover for a single journey overseas. Buying a single journey policy every time you travel may end up costing you lots, which is why annual policies can often the best option for frequent travellers.

Airplane taking off a runway

What does our Annual Frequent Traveller policy cover?

Our multi-trip travel insurance offers the same comprehensive benefits as our single journey policy. The Annual Frequent Traveller policy covers you for:

When you protect yourself with an Annual Frequent Traveller policy or a single journey policy, you also gain access to our worldwide emergency assistance team, who are there to offer round-the-clock advice, 24 hours a day, seven days a week.

Southern Cross Travel Insurance awards

Whether you’re booking a tour or a hotel, it’s always a good idea to search online for feedback on the quality of the product and service. Travel insurance is no different.

We’ve been providing quality comprehensive travel insurance for over 30 years. This year, we’re proud to have received the Canstar award for Outstanding Value for Travel Insurance - International 2018.

Flight attendant talking to passenger

Tips for frequent travellers

If you’re a frequent traveller, chances are you’re already using a few travel hacks to make your journey more enjoyable. Whether it’s a certain spot in the airport where you can unwind between flights, or a theft-proof backpack, simple things can remove the stress of travelling and let you focus on the good things.

Here are five simple tips for frequent travellers:

1. Focus on your health

With long haul flights, jet lag, changes in climate and high stress levels, it’s no surprise that travelling can take a toll on your health.

Always focus on your health while travelling, which may mean skipping the airport bar and getting an early night the day before you fly. Stay hydrated and bring healthy snacks on board the plane. But remember, buy these when on the other side of the customs check, otherwise they’ll be confiscated.

2. Play the game

As a frequent traveller, you’ll know that special request meals are always served first on board. As a frequent traveller, you’ll also know that airlines usually under stock their meals, which means that people sitting towards the back of the plane can miss out on their first choice (or end up with a lukewarm meal).

Requesting a special dietary meal ahead of time ensures that you won’t be stuck with something you don’t want, or be served lukewarm food after the front of the plane has already finished eating. Airlines often have a wide variety of special meals to choose from, typically at no extra cost.

Travellers in line at an airport

3. Beat the queues

Most travellers will automatically flock to the shortest line at customs or immigration. However, you may be better off looking at the speed of the employee rather than the length of the line.

Be smart about picking the time and date of your travel. A quick online search will help you find out when the peak travel times are for the airports you’ll be passing through, so you know what days and times of the week to avoid.

4. Clear your cookies

Airline booking sites often raise prices based on demand and searcher behaviour, in a process called ‘dynamic pricing’. This can mean that if you’ve been looking at the same flight to Fiji for a few weeks before deciding to buy, the price can increase during that time. Clearing your cookies on your web browser can reset these prices to normal.

Taxi rank outside an airport

5. Check the departure zone for taxis

If you get to the arrivals gate and find a taxi queue 500 people long, it might be worth heading to departures instead (if it’s close by). The departures area will be rich in empty taxis, whose passengers have just left to enter the airport.

*Terms and conditions, sub limits and exclusions apply. Please read the PDS including Policy Wording to make sure TravelCare is right for you and your next holiday overseas.

Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 

We are a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.

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