Travel insurance guides

Travel insurance guides




Kids go free. T&Cs apply.

Planning a worldwide adventure to distant shores? Or a family vacation before the kids go back to school? Whatever your plans, great travel insurance can give you the peace of mind that you’re covered for unforeseen costs if the unexpected happens overseas.

But with so many options out there, finding the right cover for you isn’t always easy.

Whether you’re a student or senior, our award-winning TravelCare policy provides you with comprehensive cover, generous policy benefits and 24/7 support.

Click below to discover why our TravelCare policy could be the perfect choice for your next holiday.

Senior couple on holiday

Senior travel insurance  

Whether it’s sailing away on a round-the-world cruise, or visiting family and friends on distant shores, senior travellers know that age is no barrier to living their dreams. With our comprehensive TravelCare policy you can live yours too.  Find out more >>


Travellers on a backpacking holiday

Backpacker travel insurance 

Being a backpacker is all about freedom and flexibility. Freedom and flexibility to change your mind, and to experience as much as possible – which includes travelling more affordably. Our TravelCare policy provides excellent protection for backpackers with comprehensive travel insurance. Find out more >>


Cruise liner in the ocean

Cruise travel insurance 

There’s nothing better than exploring exciting destinations whilst aboard the comfort and luxury of a cruise ship. But like any holiday there are risks involved, and these can be particularly expensive on a cruise, so make sure you’re covered if the unexpected happens. Find out more >>


Travellers at a fjord in Norway

Worldwide travel insurance 

If you’re planning a big trip to lots of destinations, or you haven’t completely decided on all the destinations you want to visit, our worldwide cover might be the right option for you. With our TravelCare policy you can be as spontaneous as you like and ensure you still have great travel insurance. Find out more >>

camping in a tent

Cheap travel insurance

Choosing the right travel insurance for your holiday can be a frustrating challenge. Confusing policies, hidden costs and lengthy exclusions can mean you end up paying more than you need to. Find out more >>

Students sitting on a beach

Student travel insurance 

Heading overseas in your younger years is an unforgettable experience. But with so much to plan and so much to look forward to, it’s easy to overlook one of the most important things to pack: travel insurance. Find out more >>


Young pregnant couple

Pregnancy travel insurance 

Are you planning a well-deserved holiday before your little miracle arrives? First things first, congratulations! Now down to business, because travelling while pregnant requires more planning and preparation than your average trip, and comprehensive travel insurance is important. Find out more >>



Child on a ski hill

Ski and snowboard travel insurance 

Some of the best holidays include some mountain air, deep powder and amazing scenery. That’s why with our insurance you have the option to add on skiing and snowboarding cover to your TravelCare policy during the application process. You’ll already know that it can be a costly past time with all the gear, travel and accommodation anywhere that’s alpine. But if something should go wrong whilst you’re at the top of a mountain, the cost of travel insurance will seem insignificant. Find out more >>



What you need to know

This page provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the travel insurance policy document.


Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 

We are a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.

All our travel insurance policies (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

Copyright © 2020 Southern Cross Benefits Limited