Travel cover from $15*

International travel insurance doesn’t need to be expensive. In fact, it can be cheaper than an airport meal. With our TravelCare from $15, you can get comprehensive cover at an incredible price for your short trips overseas.

Are you eligible for our $15 travel insurance?

If you’re travelling solo for two days or less, your insurance could cost you as little as $15. However, this price isn’t available for all destinations - you need to be travelling to one of the following countries to qualify:

  • Australia
  • American Samoa
  • Cook Islands
  • Fiji
  • French Polynesia
  • New Caledonia
  • Niue
  • Norfolk Island
  • Samoa
  • Tahiti
  • Tonga
  • Vanuatu

The advertised price doesn’t include specified items or surcharges for pre-existing medical conditions.

What does our travel insurance cover you for?

Our $15 travel insurance may be low in price, but it’s definitely not low in benefits. Our TravelCare policy is renowned for its comprehensive cover, which includes (subject to terms and conditions):

  • Unlimited medical and evacuation expenses, with no excess for medical claims
  • Valuables that are stolen or damaged
  • Cancellation fees and lost deposits from flights and pre-booked activities
  • Rental car excess if you have an accident
  • Damaged or lost luggage
  • Emergency dental treatment

Traveller lying in hammock with laptop

Does my $15 policy cover me for stolen or damaged phones, cameras and laptops?

It only takes a second for your holiday to change for the worse, which is why travel insurance is important, even for the shortest international journeys. If you’re travelling for a wedding, a weekend escape or a special event, you may be able to leave most of your electronics at home.

However, we understand that travelling with expensive items is sometimes necessary, even on brief trips. That’s why our $15 TravelCare policy covers you for lost, stolen or damaged cameras, laptops and phones, so you can focus on enjoying your short holiday to the fullest. A $3,000 sub limit applies to unspecified laptops, personal computers, tablets, cameras and accessories.

Travel insurance for overseas weddings

Whether you’re tying the knot or not, overseas weddings can be an unforgettable experience. Celebrating with friends and family in an exotic international location can make the occasion extra special, but destination weddings aren’t without their challenges.

Lost luggage, natural disasters, missed flights or a simple case of serious sunburn - there’s no shortage of things that can go wrong in the space of two days. And when the lucky couple are walking down the aisle, you don’t want to be stuck in a connecting airport!

Our TravelCare policy includes delay cover of up to $3,000 towards alternative transport that will help you reach your destination in time for the special occasion.

Wedding guests attending an overseas wedding

Insurance for overseas hen and stag parties

Like destination weddings, hen and stag parties can take on an extra dimension when set in a serene international location. However, our survey revealed that they can be fraught with misadventure, from lost bank cards to Bali belly and everything in between. While on an overseas hen trip:

  • 32% of respondents said they suffered from bad sunburn
  • 29% had food poisoning
  • 11% had their valuables lost, stolen or damaged

The stags didn’t fare much better, with:

  • 34% contracting the flu
  • 23% suffering from an accident
  • 18% were sick with gastro

Unfortunately for some of these travellers, 24% of respondents didn’t have insurance to cover these unexpected costs. If you’re heading to a hen or stag trip overseas, do the party a favour and protect yourself with travel insurance.

It is important to remember that if you are under the influence of alcohol or drugs, any accidents or injury will not be covered under the TravelCare policy.

Travel destinations for a weekend overseas

What better way to enjoy a long weekend than with an adventure overseas? With enticing flight deals and an exciting array of nearby destinations, weekend escapes are a popular way to refresh and reset.

From the tropical shores of Fiji to the hidden beaches of Australia, Kiwis are blessed with a range of experiences within striking distance from home. Better yet, with travel insurance from $15, you’ll have cash to spare for a hotel upgrade.

Solo female surfer in the water

Safety tips for solo travel

There’s no doubt that solo travel can be challenging, even if it’s for a short time. But push past the homesickness and you might discover that you exceed your own expectations. After all, there’s a certain sense of achievement that comes from successfully navigating an unfamiliar town.

Unfortunately, homesickness isn’t the only challenge when travelling alone. Pickpockets and thieves may see solo travellers as an easy target, and women in particular often receive unwanted attention. If you’re travelling alone, remember to;

  • Research your accommodation carefully, and only book places with positive, trustworthy reviews.
  • Use extra care when making a booking on Airbnb.
  • Leave flashy jewellery at home; it’s a short trip after all!
  • Ask at the hotel reception for information on any dangers in the neighbourhood.
  • Keep your travel documents (like passports, visas and booking confirmations) secured and backed up with online copies.

Tips for your short overseas holiday

Like any holiday overseas, short getaways require a lot of research. Our Travel Advice blog is a great place to start for safety tips and travel inspiration. These articles will come in handy when planning your short escape:

If you’d like more information about protecting yourself with our $15 travel insurance on your next short holiday, get in touch with us at

Terms and conditions

* The price advertised is for TravelCare purchased online, Single Journey, for two days, individual cover for ages 0-64.

The advertised price does not include any specified items or surcharges for pre-existing medical conditions.

Please read the Product Disclosure Statement (PDS), including Policy Wording for terms and conditions, including information about exclusions, excesses and sub-limits.

*The $15 price advertised is for TravelCare purchased online, Single Journey, 2 days individual cover for ages 0-64 travelling to Australia, Fiji, Samoa & other Pacific Island destinations. The advertised price does not include any specified items or surcharges for pre-existing medical conditions. 

Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 

We are a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.

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