Earthquake in Kos

Posted Date: 21 July 2017
Kos earthquake 2017

Issued: 21/07/2017

We're terribly sorry to hear about the earthquake in Kos, our thoughts are with those who have been affected by this event.

Emergency Assistance

If you have an emergency, please contact our Worldwide Emergency Assistance Team as soon as possible on +64 9 359 1600.

Don’t forget to check for any government travel advice.

If you purchased your policy prior to Friday 21 July 2017 Midday NZDT, and your pre-paid travel plans have been affected by the Kos earthquake:

There is cover under your policy if you have to cancel or alter your pre-paid travel plans. We will reimburse you the lower of either:

(a) the total value of your actual and reasonable additional alteration costs; or
(b) the total value of your unused, prepaid costs.

Please contact your service provider in the first instance. Airlines, accommodation providers and tour companies may provide refunds, credit notes or alter your bookings without charging additional fees.

If you submit a claim with us, please send the following:

  • Original receipts for any additional expenses you may incur.
  • Documents (such as itineraries) that show us the cost of your original and your altered travel plans.
  • Documentation from your service provider stating their policy regarding compensation/refunds relating to this event.

The relevant policy excess will apply to all claims.

If you are currently overseas and your return to New Zealand is affected by the Kos earthquake, your policy will automatically extend until you are able to return on the next available flight. You do not need to contact us to organise this extension.

Please refer to ‘Section 2 - Changes to Your Journey’ in your PDS, including Policy Wording for further information.

If you purchased your policy prior to Friday 21 July 2017 Midday NZDT, and your pre-paid travel plans have not been affected by the Kos earthquake:

If your plans have not been affected by the Kos earthquake, there is no provision to make a claim to cancel or alter your trip due to the earthquake.

If you purchased your policy on or after Friday 21 July 2017 Midday NZDT:

As this situation is not considered to be unexpected from this date and time, there is no cover under your policy for any alteration or unused prepaid costs you may incur as a result of the Kos earthquake prior to departing New Zealand. You will still be covered for other unexpected events according to the terms and conditions of your policy.

Further questions

Please contact us at This advice should be read in conjunction with your PDS, including Policy Wording.


Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 

We are a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.

All our travel insurance policies (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

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