Working Overseas

Eligibility criteria

To be eligible for this policy, you and all travellers listed on this policy must be:

  1. a New Zealand citizen or permanent resident; or
  2. an Australian citizen or permanent resident who has lived in New Zealand for at least 12 consecutive months, within five years prior to your start date of insurance.

You are not eligible for this policy if you or any travellers on this policy:

  1. have resided outside of New Zealand for more than five years prior to your start date of insurance; or
  2. do not intend to return to New Zealand on the completion of your journey; or
  3. are travelling overseas with the intention of obtaining medical or dental treatment, cosmetic surgery or related advice while overseas; or
  4. have been advised by a registered medical practitioner that You are not fit to travel; or
  5. are not travelling to a destination outside of New Zealand.

For full details, please refer to the Product Disclosure Statement (PDS), including Policy Wording.

Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 

We are a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at www.standardandpoors.com. Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.

All our travel insurance policies (including but not limited to the benefits, terms, conditions and exclusions) and premiums quoted are subject to change.

Copyright © 2018 Southern Cross Benefits Limited