If you have a family and love to travel together, the good news is that kids go free on your travel insurance policy. All you need to do is add them under ‘Travellers’ Details’ when applying online to ensure they are named on the certificate of insurance and covered. That gives many parents some well-deserved peace of mind! Note the child or children named must be primarily dependent on you (the policy holder) - in other words, they can’t be self-sufficient and have a full-time job.
When we talk about ‘dependent children’ with regard to your travel insurance, it can mean your unmarried children, stepchildren, foster children, grandchildren, nieces or nephews who are 17 years old or younger on the start date of your insurance, and primarily dependent on you.
It may be of interest to know that there is no cover for children aged 15 years or younger for any claims, costs or losses under the ‘Personal Accident’ section. This section is designed to cover adults that can no longer continue their full time employment when they return to New Zealand due to an unexpected injury that occurs whilst on their journey. However, there are no age restrictions relating to cover for unexpected accidents or injuries under the ‘Medical & Evacuation’ section.
The perfect price for a family getaway
Our TravelCare insurance for Australia and some of the Pacific Islands offers great international travel insurance at a low cost, so it’s ideal for last minute trips and short family holidays.
If you’re searching for cheap travel insurance to cover a quick getaway for a long weekend, a wedding or maybe a special event, our TravelCare insurance should be the perfect option for you.
Outstanding travel insurance cover
Underwritten by Southern Cross Benefits Limited, our travel insurance includes cover for:
- Unlimited medical and evacuation expenses if you suffer an unexpected event with no excess for medical claims
- Cancellation or alteration fees and lost deposits due to an unexpected event. Excess applies.
- Damaged, lost or stolen baggage as a result of an unexpected event. Excess applies.
- Rental car excess if your rental car is damaged or stolen as a result of an unexpected event
- Emergency dental treatment as a result of an unexpected event
What you need to know
This provides a summary of the key terms only. As with all insurance policies, terms and conditions apply. For our terms and conditions, including information about exclusions, excesses and sub-limits, we recommend you read the Product Disclosure Statement (PDS), including Policy Wording.