Working Overseas

Working Overseas




Buy Working Overseas travel insurance

Enjoy your overseas working experience with peace of mind that should something happen, SCTI are just a phone call away.

Which countries are covered under Australia/South Pacific?

The following countries are all covered under the Australia/South Pacific plan:

  • American Samoa
  • Australia
  • Bali
  • Cook Islands
  • Fiji
  • French Polynesia
  • Lombok
  • New Caledonia
  • Niue
  • Norfolk Island
  • Samoa
  • Tahiti
  • Tonga
  • Vanuatu

Going further abroad?

Our Worldwide plan is our highest level of cover and includes all destinations, including those listed under the Australia/South Pacific plan.

Flexible cover options

You can tailor the Working Overseas policy to meet your individual needs and budget, by choosing between Medical Only Cover or Full Cover. You can also choose between four levels of excess.

Great value benefits

With SCTI’s Working Overseas travel insurance, you get great benefits including:

  • 24-hour worldwide emergency assistance
  • Overseas hospitalisation expenses
  • Medical evacuation back to New Zealand
  • Medical escort back to New Zealand
  • GP and prescription expenses
  • Replacement staff cover

Our Full Cover plan also provides cover for travel cancellations, travel delays, personal items, personal liability and more.

You can even arrange to put your Southern Cross health insurance plan 'on hold', provided you are covered by our Working Overseas policy continuously for the whole time that you are away from New Zealand, (terms and conditions apply).

For more details of the cover provided for each plan, please read Key benefits for Working Overseas.
For full terms and conditions, excesses and sub-limits, please refer to the Product Disclosure Statement (PDS) including Policy Wording.


Issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. 

We are a Registered Financial Service Provider and a member of the Insurance & Financial Services Ombudsman Scheme.  Southern Cross Benefits Limited has an A (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) SD or D (Selective Default or Default) R (Regulatory Supervision) NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Full details of the rating scale are available at Standard & Poor's (Australia) Pty Ltd is an approved agency under the Insurance (Prudential Supervision) Act 2010.

Copyright © 2018 Southern Cross Benefits Limited