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TravelCare is issued and underwritten by Southern Cross Benefits Limited trading as Southern Cross Travel Insurance. We are a Registered Financial Service Provider and a member of the Insurance & Savings Ombudsman’s Disputes Resolution Scheme. Southern Cross Benefits Limited has an A+ (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Ltd. The rating scale is: AAA (Extremely Strong) AA (Very Strong) A (Strong) BBB (Good) BB (Marginal) B (Weak) CCC (Very Weak) CC (Extremely Weak) R (Regulatory Action). Plus (+) or minus (-) signs following ratings from “AA” to “CCC” show relative standing within the major rating categories. Standard & Poor’s is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.